CONFERENCE AGENDA

SPONSORED BY

WEDNESDAY, MAY 6

WEDNESDAY - SESSION 1

10:00-11:30 EDT | 9:00-10:30 CDT | 8:00-9:30 MDT | 7:00-8:30 PDT

 

Current Issues in SBA Lending - Part I 

The unprecedented economic conditions caused by COVID-19, and the disruption that they have brought to small businesses and to the lending community over the last few months makes it difficult to predict in advance the topics that attendees will find most relevant and attention-worthy by conference time.  A two-part presentation by Dianna Seaborn, Director, SBA Office of Financial Assistance, allows time for her to catch us up on the rapid-fire changes affecting the 7(a) world, including issues related to the Paycheck Protection Program (PPP), particularly the requirements for processing borrowers’ application for loan forgiveness.  

REPEATED LIVE WED @ 4:00 PM ET

WEDNESDAY - SESSION 2

12:00-1:30 EDT | 11:00-12:30 CDT | 10:00-11:30 MDT | 9:00-10:30 PDT

Update from SBA's Office of Credit Risk Management

While economic recovery efforts have taken center stage, OCRM has been working behind the scenes to continue its improvements of SBA’s oversight processes and the new final rule implementing the 7(a) Lending Oversight Reform Act of 2018 took effect on 4/15/2020.  Get an update on the new regulations and hear about what’s on the mind of SBA’s OCRM director Susan Streich as her office oversees lender performance and compliance during these unusual times.  

Managing Deferred Loans and Workouts

Prudent servicing…what does that mean in the midst of COVID-19?  Mandatory business closures have impacted so many businesses that lenders are having a hard time keeping up with deferment and workout requests.  Add newly passed legislation that both provides payment relief and changes to the rules for deferments, and it is clear the process lenders followed just three months ago is not what the process is now – or could be – in the next few months.  Learn how changing economic conditions and new legislative mandates are impacting lenders’ servicing and liquidation protocols during these unprecedented times.

Debt Refinance in Trying times

Debt refinance is a common use of proceeds for 7(a) loans, but in these difficult economic times, how does a lender decide whether it’s appropriate to refinance an existing loan?  Meeting SBA’s special requirements related to refinancing existing debt make these loans among the most difficult to analyze, underwrite and close.  Which loans should, and shouldn’t be refinanced? What documentation must a lender have in file for debt refinancing? Join a walk-through of SBA’s intricate debt refinancing requirements and provide case studies showing how to apply these policies to real life situations.

WEDNESDAY - SESSION 3

2:00-3:30  EDT | 1:00-2:30 CDT | 12:00-1:30 MDT | 11:00-12:30 PDT

Government Relations Update

Tune in for the latest news straight from the Capitol. Tony Wilkinson and Kristen Granchelli, NAGGL’s Government Relations team, give us in depth insight into The Hill’s response to COVID-19, the CARES Act and what we can expect moving forward on the road to economic recovery. We’ll also hear detailed analysis of the Administration’s proposed FY 2021 budget, and what we can expect heading into election season.

WEDNESDAY - SESSION 4

4:00-5:30 EDT | 3:00-4:30 CDT | 2:00-3:30 MDT | 1:00-2:30 PDT

Update from SBA's Office of Financial Program Operations

After loan approval and disbursement, lenders have the much longer term responsibility for prudently servicing and sometimes liquidating the loans that they have made.  SBA’s OFPO is responsible for providing the guidance necessary for lenders to fulfil this role, as well as managing the operations of SBA’s processing, servicing and purchase centers.  Get an update on the servicing and liquidation issues that are most important to SBA and to lenders, particularly any special servicing issues related to loans made under the temporary Paycheck Protection Program (PPP).   

Credit Underwriting in Difficult Times

Good loans can be made in bad times, or so the saying goes.  SBA realizes that unexpected and sudden changes in national economic conditions are beyond a borrower’s control.  With the expectation that this is a temporary challenge and not a permanent one, how do lenders underwrite new loan requests?  Can a lender make a loan to a business that is temporarily closed?  What should lenders do about the “no adverse change” language in the Loan Authorization?  Can a lender prudently underwrite loans and use delegated processing for the approvals – or is it better just to send everything non-delegated and allow SBA to make the eligibility and credit decisions?  Hear the pros discuss prudent underwriting during difficult times.   

Current Issues in SBA Lending - Part I 

The unprecedented economic conditions caused by COVID-19, and the disruption that they have brought to small businesses and to the lending community over the last few months makes it difficult to predict in advance the topics that attendees will find most relevant and attention-worthy by conference time.  A two-part presentation by Dianna Seaborn, Director, SBA Office of Financial Assistance, allows time for her to catch us up on the rapid-fire changes affecting the 7(a) world, including issues related to the Paycheck Protection Program (PPP), particularly the requirements for processing borrowers’ application for loan forgiveness.  

THURSDAY, MAY 7

 

THURSDAY - SESSION 1

10:00-11:30 EDT | 9:00-10:30 CDT | 8:00-9:30 MDT | 7:00-8:30 PDT

The unprecedented economic conditions caused by COVID-19, and the disruption that they have brought to small businesses and to the lending community over the last few months makes it difficult to predict in advance the topics that attendees will find most relevant and attention-worthy by conference time.  A two-part presentation by Dianna Seaborn, Director, SBA Office of Financial Assistance, allows time for her to catch us up on the rapid-fire changes affecting the 7(a) world, including issues related to the Paycheck Protection Program (PPP), particularly the requirements for processing borrowers’ application for loan forgiveness. 

Current Issues in SBA Lending - Part II 

REPEATED LIVE THURS @ 4:00 PM ET

THURSDAY - SESSION 2

12:00-1:30 EDT | 11:00-12:30 CDT | 10:00-11:30 MDT | 9:00-10:30 PDT

Update from SBA's Office of Financial Program Operations

After loan approval and disbursement, lenders have the much longer term responsibility for prudently servicing and sometimes liquidating the loans that they have made.  SBA’s OFPO is responsible for providing the guidance necessary for lenders to fulfil this role, as well as managing the operations of SBA’s processing, servicing and purchase centers.  Get an update on the servicing and liquidation issues that are most important to SBA and to lenders, particularly any special servicing issues related to loans made under the temporary Paycheck Protection Program (PPP).   

Credit Underwriting in Difficult Times

Good loans can be made in bad times, or so the saying goes.  SBA realizes that unexpected and sudden changes in national economic conditions are beyond a borrower’s control.  With the expectation that this is a temporary challenge and not a permanent one, how do lenders underwrite new loan requests?  Can a lender make a loan to a business that is temporarily closed?  What should lenders do about the “no adverse change” language in the Loan Authorization?  Can a lender prudently underwrite loans and use delegated processing for the approvals – or is it better just to send everything non-delegated and allow SBA to make the eligibility and credit decisions?  Hear the pros discuss prudent underwriting during difficult times.  

Special Legal Issues Arising During These Unprecedented Times

Over the past few months, traditional 7(a) lending and loan servicing has been turned on its head.  Current borrowers are facing conditions that have never been seen before and existing business owners and aspiring entrepreneurs are struggling to identify and meet their changing financing needs.  This leaves lenders grappling with how to assist small business customers while still meeting SBA’s underwriting and servicing requirements.  Hear about the special legal issues that come with making and servicing loans in unprecedented economic times.  

THURSDAY - SESSION 3

2:00-3:30  EDT | 1:00-2:30 CDT | 12:00-1:30 MDT | 11:00-12:30 PDT

Update from SBA's Office of Credit Risk Management

While economic recovery efforts have taken center stage, OCRM has been working behind the scenes to continue its improvements of SBA’s oversight processes and the new final rule implementing the 7(a) Lending Oversight Reform Act of 2018 took effect on 4/15/2020.  Get an update on the new regulations and hear about what’s on the minds of SBA’s OCRM director Susan Streich as her office oversees lender performance and compliance during these unusual times.  

Managing Deferred Loans and Workouts

Prudent servicing…what does that mean in the midst of COVID-19?  Mandatory business closures have impacted so many businesses that lenders are having a hard time keeping up with deferment and workout requests.  Add newly passed legislation that both provides payment relief and changes to the rules for deferments, and it is clear the process lenders followed just three months ago is not what the process is now – or could be – in the next few months.  Learn how changing economic conditions and new legislative mandates are impacting lenders’ servicing and liquidation protocols during these unprecedented times.

A Changing 7(a) Secondary Market

The rippling effect of the COVID-19 pandemic touches all aspects of SBA 7(a) lending, and that includes the [standard] secondary market program.  In addition, we are still grappling with the issue of whether and how loans made under the temporary Payment Protection Program authorized by the CARES Act may be sold on the secondary market as authorized by the Act.  Join experts from the agency and the industry to review the current state of that market and to discuss what the market may look like in coming months.   

THURSDAY - SESSION 4

4:00-5:30 EDT | 3:00-4:30 CDT | 2:00-3:30 MDT | 1:00-2:30 PDT

Current Issues in SBA Lending - Part II 

The unprecedented economic conditions caused by COVID-19, and the disruption that they have brought to small businesses and to the lending community over the last few months makes it difficult to predict in advance the topics that attendees will find most relevant and attention-worthy by conference time.  A two-part presentation by Dianna Seaborn, Director, SBA Office of Financial Assistance, allows time for her to catch us up on the rapid-fire changes affecting the 7(a) world, including issues related to the Paycheck Protection Program (PPP), particularly the requirements for processing borrowers’ application for loan forgiveness.  

Guidance for Guaranty Purchases

Earlier this year, SBA released new purchase tabs which include several significant changes.  What is changed?  What should a lender be doing now to get ready to put together purchase packages using the new tabs?  Are there any secrets to assembling a purchase package?  What are areas of concern as SBA reviews the package and decides whether to honor the guaranty?  Does a lender have any course of action left to them if a repair or denial of the guaranty is proposed by SBA?  Participate in a discussion of the finer points of putting together the tabs from file organization to moving through the process to success – a paid guaranty.  

SBA Express Lending

SBA Express got a promotion with the CARES Act temporarily (through 12/31/2020) increasing the maximum loan size to $1 million.  SBA Express experts refresh your knowledge regarding general program requirements before branching out to discuss special considerations related to the higher loan size and sharing best practices for using SBA Express loans effectively to help small businesses weather the current economic crisis. 

FRIDAY, MAY 8

 

FRIDAY - SESSION 1

10:00-11:30 EDT | 9:00-10:30 CDT | 8:00-9:30 MDT | 7:00-8:30 PDT

Guidance for Guaranty Purchases

Earlier this year, SBA released new purchase tabs which include several significant changes.  What is changed?  What should a lender be doing now to get ready to put together purchase packages using the new tabs?  Are there any secrets to assembling a purchase package?  What are areas of concern as SBA reviews the package and decides whether to honor the guaranty?  Does a lender have any course of action left to them if a repair or denial of the guaranty is proposed by SBA?  Participate in a discussion of the finer points of putting together the tabs from file organization to moving through the process to success – a paid guaranty.  

SBA Express Lending

SBA Express got a promotion with the CARES Act temporarily (through 12/31/2020) increasing the maximum loan size to $1 million.  SBA Express experts refresh your knowledge regarding general program requirements before branching out to discuss special considerations related to the higher loan size and sharing best practices for using SBA Express loans effectively to help small businesses weather the current economic crisis.  

Understanding SBA Requirements for Using Agents and LSPS

More and more lenders are using agents to supplement their staff.  These agents provide a variety of services ranging from referring loans to assisting with various parts of the underwriting, disbursement, servicing and liquidation processes.  The keys to successfully using agents are following SBA’s requirements and taking ultimate responsibility for the work performed by the agents, including Lender Service Providers.  Since the proposed regulatory changes to agents and fees have been scrapped, now is a good time for a refresher on SBA’s expectations and requirements, including the fee reporting requirements related to SBA Form 159, Fee Disclosure and Compensation Agreement.

FRIDAY - SESSION 2

12:00-1:30 EDT | 11:00-12:30 CDT | 10:00-11:30 MDT | 9:00-10:30 PDT

Closing General Session

Two days of new information and policy details may leave us on overload. During this closing general session, SBA officials join us to provide additional insight and clarification on the topics discussed during conference sessions. We will open the lines for you to share your feedback with SBA and ask any lingering questions.

Contact us

Having technical problems or questions? Our team is here to help!

Email conference@naggl.org

Sponsored By:

VENTURES.png

©2020 by NAGGL.

  • Black Facebook Icon
  • Black Twitter Icon
  • Black LinkedIn Icon
  • Black YouTube Icon